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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. The MAIN purpose of an endorsement is to

A) describe the covered losses.
B) decrease the premium.
C) increase the premium.
D) modify the policy.

2. Who of the following CANNOT be covered by a Closing Protection Letter?

A) Lender.
B) Seller.
C) Escrow agent.
D) Purchaser/buyer.

3. What requirements define which closing costs are allowable as charges to the borrower?

A) ALTA
B) RESPA
C) State
D) FHA

4. An insurer fails to promptly provide a reasonable explanation for the denial of a claim as a general business practice. This is considered to be

A) a contractual liability.
B) a violation of the grace period provision.
C) an unfair insurance practice.
D) a fraudulent insurance act.

5. Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?

A) Probate the estate of John.
B) Record a certified copy of a probate court order of John's estate distributing the home to Kate.
C) Nothing is required.
D) Record in the county where the property is located a certified copy of John's death certificate.

Solutions: