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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. Generally, rates charged for Insurance may NOT be

A) cost prohibitive.
B) different for persons withdiffering risk profiles.
C) excessive, inadequate, or unfairly discriminatory.
D) discriminatory.

2. All of the following statements regarding a group annuity are correct, EXCEPT

A) purchased as part of a structured corporate pension plan.
B) each employee signs and receives an individual contract.
C) participation is limited to eligible employees.
D) considered a defined-benefit plan.

3. An agent's actions or deeds demonstrate what kind of authority?

A) apparent
B) inherent
C) delegated
D) express

4. Which activity does NOT require an Insurance agent's license?

A) underwriting
B) soliciting
C) negotiating
D) selling

5. Which of the following describes the process of selection, classification, and rating of risks?

A) underwriting
B) cost containment
C) adverse selection
D) claims experience

Solutions: